Tuscaloosa, AL Commercial Insurance Agents

Commercial Insurance in Alabama

If you have a business in Tuscaloosa, AL, or anywhere else, Commercial insurance is essential to protecting your business and your employees. Your business is your livelihood, and we want to make sure you understand the risks that are out there and the coverage you need to ensure you have the right protection in place.

Worker's Compensation Insurance

Worker's compensation insurance covers your workers' medical bills if they get injured on the job, and if you are sued as a result, this policy will provide you with a legal defense and pay any damages if you are found to be negligent or liable.

Property Insurance

As the name suggests, property insurance protects your building and the contents within from hazards such as fire, theft, or vandalism, this policy will help you pay for the repair or replacement costs related to property damage. It can also help cover loss of business income or loss of rents.

Commercial Auto Insurance

Commercial auto insurance covers businesses with vehicles registered in their company name. This insurance provides liability coverage for third party injuries and property damage, as well as repairs for damages to your vehicles.

General Liability Coverage

General liability coverage provides protection for bodily injury or property damage you may cause in the course of your work. This could be a slip and fall claim at your business or it could be damages you do while on a job site.

Cyber Liability Insurance

Cyber liability coverage protects you from any data breaches that you encounter. If your customer's information is compromised, you will likely get sued. With this in mind, cyber liability insurance will help you pay your legal fees, client notification costs, and any monitoring costs.

If you would like to learn more about how to protect your Tuscaloosa, AL business, consider reaching out to Baldo-Downs Insurance LLC today. Our Alabama agents will help you customize your commercial insurance policy and make sure you have the proper coverage in place.

Our Services

Servicing States

Alabama
Mississippi

Testimonials

Absolutely wonderful agency! When I started my business, I was so overwhelmed with all of the different types of insurance that I needed. One of the agents sat down with me, we walked through my business plan and she told me what I needed now and what I'd likely need in the future. Throughout the years as we started to grow all I had to do was send an email explaining the situation and Stephen knew exactly what I needed. He has always been incredibly responsive and extremely knowledgeable. Being a client of Baldo-Downs has given me piece of mind knowing that I don't have to worry whether we are covered if something goes wrong. Thank you!

-Franchessa S.

Stephen took plenty of time researching my policies. When he had something better (coverage and price), he told me. When he didn't, he was honest even though it meant no getting my business. Much respect for his integrity! Sometimes price isn't the MOST important thing.

-Kristi E.

Switching to Baldo-Downs insurance is one the best decisions I’ve made in a long time. I wish I had done it sooner. After using USAA for decades I thought I was getting a good deal. I am now saving a VERY substantial amount of money on home & auto insurance. So nice to have someone local that I can speak to. Highly recommend!

-David D.

My wife and I have been with Baldo-Downs for a few years now. I can't say enough about how wonderful they are. Any questions or concerns they are always there to answer them. Always, and I do mean always, giving us their best. I would recommend anyone to call and see what they can offer you. Hand's down the best insurance company.

-Harley F.

Working with Baldo-Downs Insurance is always a pleasure. Everyone is always friendly and go out of their way to help me save money. We’ve been with Baldo- Downs for a couple of years and I wish I would have changed my insurance to them years ago!

-Karen L.

I was quarantined due to having Covid but I needed to get insurance asap due to Pam Marburg at State Farm dropping me without notice. Stephen was able to get me a new policy going in just a few hours over the phone. I highly recommend his agency!

-Mitchell H.

Baldo-Downs Insurance LLC

Commercial Insurance