At Baldo-Downs Insurance LLC, we educate our clients about the importance of understanding their auto insurance policy. If you live in Tuscaloosa, AL, we serve the area with the highest degree of integrity. One of the common questions we get is, what happens if my car is a total loss? Learn more of the details below to keep you informed.
What Is A Total Loss?
If you’ve had an accident with another vehicle or an object, your car might not be replaceable. More specifically, replacing the vehicle would be out of the question. At this point, it wouldn’t make sense to replace the vehicle. When the cost of repairs surpasses a certain proportion of the vehicle’s real cash value, your car is deemed a total loss. If you’ve recently had an accident, it’s important to contact our insurance professionals immediately so we can advise you on the next steps to take. These incidents can typically occur with highway accidents or if you’ve collided with a solid structure like a wall or pole. Total loss in vehicles is also common with flooding from events like a hurricane or other natural events.
Learn More About Auto Insurance in Tuscaloosa, AL
Understanding what happens in the event of a total loss can help you make informed decisions when purchasing auto insurance coverage. It is important to review your policy carefully and ask questions to ensure that you are adequately covered in case of an accident. If you have any concerns or need assistance understanding your auto insurance policy, please get in touch with one of our knowledgeable agents at Baldo-Downs Insurance LLC. We are here to help protect what matters most to you.
